Back Term Deposit
Term Deposits are the highest yielding means of savings your funds with the Bank. Term Deposits are purchased for specific amount and maturity.
| Deposit opening fee | Free of charge |
| Deposit currency | GEL, USD, EUR |
| Minimum amount | 100 units |
| Deposit maturity | 3-24 months |
| Crediting accrued interest to current account | Upon maturity |
|
days |
months |
Rate |
GEL | USD |
EUR |
|
90-179 |
3-5 |
Nominal |
10.50% |
0.30% |
-- |
|
Effective |
10.92% | 0.30% | -- | ||
|
180-209 |
6 |
Nominal |
10.70% | 0.40% |
-- |
|
Effective |
10.98% | 0.40% |
-- |
||
| 210-269 | 7-8 |
Nominal |
10.70% | 0.40% | -- |
|
Effective |
10.94% | 0.40% | -- | ||
|
270-364 |
9-11 |
Nominal |
10.90% | 0.60% |
-- |
|
Effective |
11.04% | 0.60% |
-- |
||
|
365-449 |
12-14 |
Nominal |
11.10% | 0.70% |
0.50% |
|
Effective |
11.10% |
0.70% |
0.50% |
||
|
450-539 |
15-17 |
Nominal |
11.10% |
0.70% |
0.50% |
|
Effective |
10.95% |
0.70% |
0.50% |
||
|
540-569 |
18 |
Nominal |
11.10% | 0.80% |
0.50% |
|
Effective |
10.81% | 0.80% |
0.50% |
||
| 570-629 | 19-20 |
Nominal |
11.10% |
0.80% |
0.50% |
|
Effective |
10.76% |
0.80% |
0.50% |
||
| 630-659 | 21 |
Nominal |
11.10% |
0.80% |
0.50% |
|
Effective |
10.67% |
0.80% |
0.50% |
||
|
660-729 |
22-23 |
Nominal |
11.10% |
0.80% |
0.50% |
|
Effective |
10.63% |
0.80% |
0.50% |
||
| 730 | 24 |
Nominal |
11.10% |
0.90% |
0.50% |
|
Effective |
10.54% |
0.90% |
0.50% |
Upon maturity, term deposit principal along with accrued interest is credited to current account of a legal entity
|
Days |
Months |
Rate |
GEL | USD |
EUR |
|
90-179 |
3-5 |
Nominal |
10.00% | 0.25% | -- |
|
Effective |
10.47% | 0.25% | -- | ||
|
180-209 |
6 |
Nominal |
10.20% | 0.35% |
-- |
|
Effective |
10.69% | 0.35% |
-- |
||
| 210-269 | 7-8 |
Nominal |
10.20% | 0.35% | -- |
|
Effective |
10.69% | 0.35% | -- | ||
|
270-364 |
9-11 |
Nominal |
10.40% | 0.55% |
-- |
|
Effective |
10.91% | 0.55% |
-- |
||
|
365-449 |
12-14 |
Nominal |
10.60% | 0.65% |
0.30% |
|
Effective |
11.13% | 0.65% |
0.30% |
||
|
450-539 |
15-17 |
Nominal |
10.60% |
0.65% |
0.30% |
|
Effective |
11.13% |
0.65% |
0.30% |
||
|
540-569 |
18 |
Nominal |
10.60% |
0.75% |
0.30% |
|
Effective |
11.13% |
0.75% |
0.30% |
||
| 570-629 | 19-20 |
Nominal |
10.60% |
0.75% |
0.30% |
|
Effective |
11.13% |
0.75% |
0.30% |
||
| 630-659 | 21 |
Nominal |
10.60% |
0.75% |
0.30% |
|
Effective |
11.13% |
0.75% |
0.30% |
||
|
660-729 |
22-23 |
Nominal |
10.60% |
0.75% |
0.30% |
|
Effective |
11.13% |
0.75% |
0.30% |
||
| 730 | 24 |
Nominal |
10.60% |
0.85% |
0.30% |
|
Effective |
11.13% |
0.85% |
0.30% |