Back Cumulative Term Deposit

Place your funds into term deposit with VTB Bank and enjoy comfortable means of saving money. Cumulative term deposits are purchased for specific term and you are free to add any amount any time to the principal. Interest is accrued on a daily account balance basis.

Deposit opening fee Free of charge
Deposit currency GEL, USD
Minimum amount 500 units
Deposit maturity 3-24 months
Crediting accrued interest to current account Upon maturity

days

months

Rate

GEL USD

90-179

3-5

Nominal

10.00%

0.30%

Effective

10.38% 0.30%

180-209

6

Nominal

10.20% 0.40%

Effective

10.46% 0.40%
210-269 7-8

Nominal

10.20%

0.40%

Effective

10.41%

0.40%

270-364

9-11

Nominal

10.40% 0.60%

Effective

10.53% 0.60%

365-449

12-14

Nominal

10.60% 0.70%

Effective

10.60% 0.70%

450-539

15-17

Nominal

10.60% 0.70%

Effective

10.46% 0.70%

540-569

18

Nominal

10.60% 0.80%

Effective

10.33% 0.80%
570-629 19-20

Nominal

10.60%

0.80%

Effective

10.29%

0.80%

630-659 21

Nominal

10.60%

0.80%

Effective

10.21%

0.80%

660-729

22-23

Nominal

10.60%

0.80%

Effective

10.17%

0.80%

730 24

Nominal

10.60%

0.90%

Effective

10.09%

0.90%

Upon maturity, deposit principal along with accrued interest is credited to current account of a legal entity

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