Back Certificate of Deposit

Certificate of deposit is the best means for placing deposit and receiving highest benefits from the deposit products.

Besides, unlike the bank deposits, the holder of the certificate of deposit is entitled to transfer it to the third party at any time before expiry of its term.

Deposit currency GEL, USD, EUR
Minimum amount 10 000 units
Deposit maturity 6-24 months

Days

Months

Rate

GEL USD

EUR

180-209

6

Nominal

10.75% 0.55%

 --

Effective

11.04%

0.55%

 --

210-269 7-8

Nominal

10.75%

0.55%

--

Effective

10.99%

0.55%

--

270-364

9-11

Nominal

10.95% 0.70%

 --

Effective

11.09% 0.70%

 --

365-394 12

Nominal

11.15% 0.80% 0.55%

Effective

11.15%

0.80%

0.55%

395-449

13-14

Nominal

11.15%

0.80%

0.55%

Effective

11.10%

0.80%

0.55%

450-539

15-17

Nominal

11.15%

0.80%

0.55%

Effective

11.00%

0.80%

0.55%

540-569

18

Nominal

11.65% 1.00%

0.55%

Effective

11.33%

1.00%

0.55%

570-629 19-20

Nominal

11.65%

1.00%

0.55%

Effective

11.28%

1.00%

0.55%

630-729

21-23

Nominal

11.95%

1.00%

0.55%

Effective

11.46%

1.00%

0.55%

730 24

Nominal

12.15%

1.20%

0.55%

Effective

11.49%

1.19%

0.55%

Days

Months

Rate

GEL USD

EUR

180-209

6

Nominal

10.45% 0.50%

 --

Effective

10.96%

0.50%

 --

210-269 7-8

Nominal

10.45%

0.50%

--

Effective

10.97%

0.50%

--

270-364

9-11

Nominal

10.65% 0.65%

 --

Effective

11.19%

0.65%

 --

365-394 12

Nominal

10.85%

0.75%

0.50%

Effective

11.47%

0.75%

0.50%

395-449

13-14

Nominal

10.85%

0.75%

0.50%

Effective

11.41%

0.75%

0.50%

450-539

15-17

Nominal

10.85%

0.75%

0.50%

Effective

11.41%

0.75%

0.50%

540-569

18

Nominal

11.05% 0.95%

0.50%

Effective

11.63%

0.95%

0.50%

570-629 19-20

Nominal

11.05%

0.95%

0.50%

Effective

11.63%

0.95%

0.50%

630-729

21-23

Nominal

11.05%

0.95%

0.50%

Effective

11.63%

0.95%

0.50%

730 24

Nominal

11.15% 1.15%

0.50%

Effective

11.74% 1.16%

0.50%

Certificate of deposit terms

 

Discount certificate of deposit

Coupon certificate of deposit

Certificate purchase value

min. 10,000 units

min. 10,000 units

Certificate currency

GEL/USD/EUR

GEL/USD/EUR

Certificate term

6-24 months

6-24 months

Interest withdrawal

End of the term

Monthly

Transfer to third party commission

0.1% of nominal value, min. GEL 50

0.1% of nominal value, min. GEL 50

Basic conditions for use of the certificates of deposit

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