VISA Business

VISA Business is your reliable business partner. Designed to cover for representative, business trip and miscellaneous expenses, our customers enjoy the flexibility of making transactions in any currency. When necessary, Visa Business card balance can swiftly and easily betopped up in favour of staff members on business trip abroad. As a follow-up, monthly account statements allow for monitoring of company expenses.

Card issue fee

GEL 150

Card currency

GEL, USD, EUR, GBP, RUR

Valid for

2 years

Minimum balance requirement

N/A

Card fees and charges:

Opening account

Free of charge

Card issuance fee

GEL 150

Urgent card issuance and service

Standard fee + GEL 50

Issuing statement

Free of charge

Issuing certificate

GEL 15

Card replacement (upon PIN code forgotten, card damage or loss, etc.)

GEL 75

Minimum balance requirement

N/A

Interest accrual to allowed overdraft amount

36% p.a.

From branches

Unlimited

From ATM

Total of USD 10,000

Daily transaction limit

Total of USD 10,000

Locally

Free of charge

Internationally

USD 50 per week

From VTB Bank branches

0.5 % (min. GEL/USD/EUR/GBP 1 or RUR 20)

From VTB Bank branches in the case of card absence

0.2 % (min. GEL/USD/EUR/GBP 1 or RUR 20)

From partner bank branches*

Partner bank fees + 1%

From other bank branches

2.5 % (min. GEL 6, USD/EUR/GBP 3.5 or RUR 125)

From VTB Bank ATM

0.5 % (min. GEL/USD/EUR/GBP 1 or RUR 20)

From partner bank ATM*

0.5 % (min. GEL/USD/EUR/GBP 1 or RUR 20)

From VTB Group ATM abroad**

0.5 % (min. GEL/USD/EUR/GBP 0.5 or RUR 15)

From other bank ATM

2.5 % (min. GEL 6, USD/EUR/GBP 3.5 or RUR 125)

Locally

Free 

Internationally

Free

Conversion

Bank commercial exchange rate applied

* TBC Bank, Halyk Bank Georgia, BasisBank, Finca Bank Georgia, Caucasus Development Bank – Georgia
** Charge is valid in the following countries: Russia, Ukraine, Belarus, Kazakhstan, Azerbaijan, Armenia

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