VISA Business

VISA Business is your reliable business partner.

Designed to cover for representative, business trip and miscellaneous expenses, our customers enjoy the flexibility of making transactions in any currency. When necessary, Visa Business card balance can swiftly and easily betopped up in favour of staff members on business trip abroad. As a follow-up, monthly account statements allow for monitoring of company expenses.

Card issue fee GEL 75
Card currency GEL, USD, EUR, GBP, RUR
Valid for 2 years
Minimum balance requirement N/A

Card fees and charges:

Opening account

Free of charge

Card issuance fee

GEL 75

Urgent card issuance and service

Standard fee + GEL 15

Card replacement (upon PIN code forgotten, card damage or loss, etc.)

GEL 30

Statement

Free of charge

Issuing certificate 

GEL 15

Minimum balance requirement

N/A

Interest accrual to allowed overdraft amount

36% p.a.

Annual accrual on the card account

0%

CASH WITHDRAWAL FROM BRANCHES

From VTB Bank branches

0.5% (min. GEL 1)

From partner bank branches*

Partner bank fees + 1% (min. GEL 7)

From other bank branches (Georgia, Abroad)

Other bank fees + 2% (min. GEL 7)

CASH WITHDRAWAL FROM ATM

From VTB Bank ATM

0.2% (min. GEL 0.5), 0.3% (min. USD/EUR 1)

From partner bank ATM*

0.2% (min. GEL 0.5), 0.3% (min. USD/EUR 1)

From other bank ATM

2.5% (min. GEL 7, USD/EUR/GBP 3,5 or RUR 150)

From VTB Group ATM abroad**

0.5% (min. GEL/USD/EUR/GBP 1.5 or RUR 45)

DAILY CASH WITHDRAWAL LIMIT

From branches

Unlimited

From other banks (Georgia, Abroad)

GEL 20,000 in various currencies

From ATM (Georgia, Abroad)

GEL 20,000 in various currencies

Daily transaction limit

GEL 20,000 in various currencies

DAILY CASH IN LIMIT

ATM / Instant Payment Machine

GEL 50,000 in various currencies

ADDING CARD TO STOP-LIST

Locally

Free of charge

Internationally

USD 50 per week

POS TERMINAL COMMISSION FEES AT SALES AND SERVICE POINTS

Locally / Internationally

Free of charge

Conversion

Bank commercial exchange rate applied

Changing PIN

GEL 1

PIN recovery

GEL 1

* TBC Bank, Halyk Bank Georgia, BasisBank, Finca Bank Georgia, Caucasus Development Bank – Georgia
** Charge is valid in the following countries: Russia, Ukraine, Belarus, Kazakhstan, Azerbaijan, Armenia

Opening account

Free of charge

Card issuance fee (Cash in)

GEL 10

Card issuance fee (Cash)

GEL 30

Urgent card issuance and service

Standard fee + GEL 15

Card replacement (upon PIN code forgotten, card damage or loss, etc.)

GEL 10

Statement

Free of charge

Issuing certificate 

GEL 15

Minimum balance requirement

N/A

Interest accrual to allowed overdraft amount

36% p.a.

Annual accrual on the card account

0%

CASH WITHDRAWAL FROM BRANCHES

From VTB Bank branches

0.5% (min. GEL 1)

From partner bank branches*

Partner bank fees + 1% (min. GEL 7)

From other Georgian bank branches

Other bank fees + 2% (min. GEL 7)

CASH WITHDRAWAL FROM ATM

From VTB Bank ATM

0.2% (min. GEL 0.5), 0.3% (min. USD/EUR 1)

From partner bank ATM*

0.2% (min. GEL 0.5), 0.3% (min. USD/EUR 1)

From other bank ATM

2.5% (min. GEL 7, USD/EUR/GBP 3,5 or RUR 150)

DAILY CASH WITHDRAWAL LIMIT

From branches

Unlimited

From other banks (Georgia, Abroad)

GEL 10,000 in various currencies

From ATM (Georgia, Abroad)

GEL 10,000 in various currencies

Daily transaction limit

GEL 10,000 in various currencies

DAILY CASH IN LIMIT

ATM / Instant Payment Machine

GEL 50,000 in various currencies

ADDING CARD TO STOP-LIST

Locally

Free of charge

Internationally

USD 50 per week

POS TERMINAL COMMISSION FEES AT SALES AND SERVICE POINTS

Locally / Internationally

Free of charge

Conversion

Bank commercial exchange rate applied

Changing PIN

GEL 1

PIN recovery

GEL 1

* TBC Bank, Halyk Bank Georgia, BasisBank, Finca Bank Georgia, Caucasus Development Bank – Georgia
** Charge is valid in the following countries: Russia, Ukraine, Belarus, Kazakhstan, Azerbaijan, Armenia

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