Fill in an Application VISA BUSINESS UNIVERSAL

Universal business card, Designated to cover business trip, representative and administrative expenses. 

Card advantages:

  • Multi-currency account: GEL, USD, EUR, GBP, RUR
  • Ability to withdraw cash via ATMs and Cash Points anywhere around the globe
  • Ability to deposit funds in GEL, USD and EUR 24/7 via VTB Bank (Georgia) Universal ATMs and Instant Payment Terminals
  • Ability to pay at trade and service facilities and internet stores anywhere around the globe
Card issue fee GEL 75
Valid for 2 years
Card currency GEL, USD, EUR, GBP, RUR

Card type

VISA Business

Card currency

GEL, USD, EUR, RUR, GBP

Valid for

2 years

Card issuance fee

GEL 75

Card replacement (upon PIN code forgotten, card damage or loss, etc.)

GEL 30

Minimum balance requirement

N/A

Annual accrual on the card account

0%

Accrual on the unsanctioned overdraft

0.1% daily

Changing PIN

GEL 1

CASH WITHDRAWAL FROM BRANCHES

From VTB Bank branches

0.5% (min. GEL 1)

From partner bank branches*

Partner bank fees + 1% (min. GEL 7)

From other bank branches (Georgia, Abroad)

Other bank fees + 2% (min. GEL 7)

CASH WITHDRAWAL FROM ATM

From VTB Bank ATM

0.2% (min. GEL 1), 0.3% (min. USD/EUR 1)

From partner bank ATM*

0.5% (min. GEL/USD/EUR 1)

From other bank ATM

2.5% (min. GEL 7, USD/EUR/GBP 3,5 or RUR 150)

From VTB Group ATM abroad**

0.5% (min. GEL/USD/EUR/GBP 1.5 or RUR 45)

Non-cash settlements

POS-terminal of any bank

0%

DAILY CASH WITHDRAWAL LIMIT

From branches

Unlimited

From other banks (Georgia, Abroad)

GEL 30,000 in various currencies

From ATM (Georgia, Abroad)

GEL 30,000 in various currencies

Daily transaction limit

GEL 50,000 in various currencies

* TBC Bank, Halyk Bank Georgia, BasisBank, Finca Bank Georgia, Caucasus Development Bank – Georgia
** Charge is valid in the following countries: Russia, Ukraine, Belarus, Kazakhstan, Azerbaijan, Armenia

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