Back Mastercard Debit

Transfer your payroll or any other type of income to VTB Bank’s Mastercard Debit card and enjoy all advantages offered to payroll customers:

  • Simplified loan and installment procedures
  • Zero commission for cash withdrawal from any ATM across Georgia
  • Free card insurance package for 1 year on Standard package
  • Double bonus points

      (With bonus points you can fill up your mobile balance, buy internet packages or pay utility bills.)

VTB Bank’s Mastercard Debit card – join our payroll program and enjoy the best conditions!

Multicurrency account GEL, USD, EUR, GBP, RUR
Validity term 2 years
Card issue fee GEL 5
Card service commission GEL 0 p.a.
Opening card account Free
Monthly commission fee GEL 1

Additional card issue fee

GEL 15

Urgent card issue fee Card issuance fee + GEL 15
Card replacement (PIN code forgotten, card damaged or lost) GEL 5
Minimum non-reducible balance on the account GEL 0
Annual accrual on the card account 0%
Accrual on the unsanctioned overdraft 0.1% daily
Cash withdrawal daily limits
At VTB Bank Unlimited
At other banks USD 5000 or equivalent in other currencies
At ATM USD 5000 or equivalent in other currencies
Transaction daily limit USD 5000 or equivalent in other currencies
Stop-listing card
Local Free
International USD 50 per week
Cash withdrawal commission
At VTB Bank in GEL 0.2%, min. GEL 1
At VTB Bank in foreign currency 0.5%
At partner bank* Partner bank rate +2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125
At other Georgian and foreign banks Other bank rate +2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125
At VTB Bank ATM 0%
At partner bank ATM* 0%

At other bank ATM in Georgia

Abroad at other bank ATM*** 2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125
Abroad at VTB Group ATM** 0.5%, min. GEL/USD/EUR/GBP 0.5, RUR 15
Non-cash transactions
Sales point payment commission 0%
Internet payment commission 0%
Transfers from the account
Within the bank 0%
Outside the bank in national currency 0.1%, min GEL 1
Outside the bank in foreign currency 0.2%, equivalent of min. USD 15 max. USD 250 in various currencies
Changing PIN GEL 1

Card delivery to customer by a courier

GEL  10

Card account safety service

Premium for Standard package during the first year – GEL 0; Premium during following years – in accordance with standard tariff; other packages - in accordance with standard tariff;

* TBC Bank, Halyk Bank Georgia, BasisBank, Finca Bank Georgia, Caucasus Development Bank – Georgia
** The rate is valid in the following countries: Russia, Ukraine, Belarus, Kazakhstan, Azerbaijan, Armenia
*** Please, take into account that when using ATMs abroad pay attention to all text boxes displayed on the screen before accepting them. A company disposing of ATM, without VTB (Georgia) knowledge, may offer you to carry out cash withdrawal transaction in different currency, regardless the currency it will provide at the end of transaction. Any loss resulting from confirming offers of aforementioned nature shall not be subject to reimbursement.
We would also like to recommend using ATMs located at bank branches as it will reduce risk of such developments, however it does not guarantee full immunity.

How do I apply for Mastercard Debit card?

  • Apply for the card in any of VTB Bank Georgia’s branches or service centers.

Who can apply for Mastercard Debit card?

  • Any individual, who is self-employed or has income - in form of salary, rent or money transfers.
Branches and ATMs Online chat Video Bank Exchange rates Calculators