Instant Card

Instant Card is the non-personalised debit card of Visa Classic type that can be issued instantly, immediately upon filing out the request at the branch office. The card, without any limitation, allows effecting any transaction in Georgia and abroad

Card type Visa Classic
Multicurrency account GEL, USD, EUR, GBP, RUR
Validity term 2 years
Card issue fee GEL 10
Card service commission GEL 0 p.a.
Opening account Free
Monthly commission GEL 1
Card issue rate GEL 10
Urgent card issue rate Card issuance fee + GEL 15
Card replacement (PIN code forgotten, card damaged or lost) GEL 5
Minimum balance on the account Not required
Annual accrual on the card account 0%
Accrual on the unsanctioned overdraft 0.1% daily
Daily cash withdrawal limits
At VTB Bank Unlimited

At ATMs and POS-terminals of other banks

GEL 2,000

At trade and service facilities’ POS-terminals and on the internet

GEL 5,000

Cash withdrawal
At VTB Bank  
In GEL 0.5%, min. GEL 1
In foreign currency 0.5%
At partner bank* Partner bank rate + 2%, min. GEL 6, USD/EUR/GBP 3.5, RUR125
At other Georgian banks Other bank rate + 2%, min. GEL 6, USD/EUR/GBP 3.5, RUR125
Abroad

Other bank rate + 2%, min. GEL 6, USD/EUR/GBP 3.5, RUR125

Cash withdrawal from ATM
At VTB Bank ATM 0%
At partner bank ATM* 0.5%, min. GEL/USD/EUR/GBP 0.5, RUR 15
At the other bank ATM in Georgia 2%, min. GEL 6, USD/EUR/GBP 3.5, RUR125
Abroad

2%, min. GEL 6, USD/EUR/GBP 3.5, RUR125

Abroad at VTB Group ATM**

0.5%, min. GEL/USD/EUR/GBP 0.5, RUR 15

Non-cash transactions
Payment at sales points commission 0%
Internet payment commission 0%

Paying transportation fee on Tbilisi municipality public transport (subway, buses, cable car)

Standard fee + GEL 0.10

Transfers from the account
Within the bank 0%
Outside the bank in national currency 0.1%, min. GEL 1
Outside the bank in foreign currency

0.2%, equivalent of min. USD 15 - max. USD 500 in various currencies

Stop-listing the card
Local Free
International USD 50 per week
Changing PIN GEL 1

PIN recovery

GEL 1

* TBC Bank, Halyk Bank Georgia, BasisBank, Finca Bank Georgia, Caucasus Development Bank - Georgia
** Rate is valid in the following countries: Russia, Ukraine, Belarus, Kazakhstan, Azerbaijan, Armenia

  • Card issued immediately upon request
  • Affordable rates
  • Cash withdrawal without charge at VTB Bank ATMs
  • Availability of local and international operations

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