Instant Card
Instant Card is the non-personalised debit card of Visa Classic type that can be issued instantly, immediately upon filing out the request at the branch office. The card, without any limitation, allows effecting any transaction in Georgia and abroad
| Card type | Visa Classic |
| Multicurrency account | GEL, USD, EUR, GBP, RUR |
| Validity term | 2 years |
| Card issue fee | GEL 10 |
| Card service commission | GEL 0 p.a. |
| Opening account | Free |
| Monthly commission | GEL 1 |
| Card issue rate | GEL 10 |
| Urgent card issue rate | Card issuance fee + GEL 15 |
| Card replacement (PIN code forgotten, card damaged or lost) | GEL 5 |
| Minimum balance on the account | Not required |
| Annual accrual on the card account | 0% |
| Accrual on the unsanctioned overdraft | 0.1% daily |
| Daily cash withdrawal limits | |
| At VTB Bank | Unlimited |
|
At ATMs and POS-terminals of other banks |
GEL 2,000 |
|
At trade and service facilities’ POS-terminals and on the internet |
GEL 5,000 |
| Cash withdrawal | |
| At VTB Bank | |
| In GEL | 0.5%, min. GEL 1 |
| In foreign currency | 0.5% |
| At partner bank* | Partner bank rate + 2%, min. GEL 6, USD/EUR/GBP 3.5, RUR125 |
| At other Georgian banks | Other bank rate + 2%, min. GEL 6, USD/EUR/GBP 3.5, RUR125 |
| Abroad |
Other bank rate + 2%, min. GEL 6, USD/EUR/GBP 3.5, RUR125 |
| Cash withdrawal from ATM | |
| At VTB Bank ATM | 0% |
| At partner bank ATM* | 0.5%, min. GEL/USD/EUR/GBP 0.5, RUR 15 |
| At the other bank ATM in Georgia | 2%, min. GEL 6, USD/EUR/GBP 3.5, RUR125 |
| Abroad |
2%, min. GEL 6, USD/EUR/GBP 3.5, RUR125 |
|
Abroad at VTB Group ATM** |
0.5%, min. GEL/USD/EUR/GBP 0.5, RUR 15 |
| Non-cash transactions | |
| Payment at sales points commission | 0% |
| Internet payment commission | 0% |
|
Paying transportation fee on Tbilisi municipality public transport (subway, buses, cable car) |
Standard fee + GEL 0.10 |
| Transfers from the account | |
| Within the bank | 0% |
| Outside the bank in national currency | 0.1%, min. GEL 1 |
| Outside the bank in foreign currency |
0.2%, equivalent of min. USD 15 - max. USD 500 in various currencies |
| Stop-listing the card | |
| Local | Free |
| International | USD 50 per week |
| Changing PIN | GEL 1 |
|
PIN recovery |
GEL 1 |
* TBC Bank, Halyk Bank Georgia, BasisBank, Finca Bank Georgia, Caucasus Development Bank - Georgia
** Rate is valid in the following countries: Russia, Ukraine, Belarus, Kazakhstan, Azerbaijan, Armenia
- Card issued immediately upon request
- Affordable rates
- Cash withdrawal without charge at VTB Bank ATMs
- Availability of local and international operations