Back Term Deposit

Term Deposit is one of the most profitable means for making savings. The deposit is opened with predetermined amount and for fixed term.

Opening deposit Free
Deposit currency GEL, USD, EUR
Minimum amount 100 units
Deposit term 3-24 months
Withdrawing the accrued interest rate Monthly, at the end of the term

Days

Months

Rate

GEL USD

EUR

90-179

3-5

Nominal

11.40%

0.50%

--

Effective

11.90% 0.50% --

180-209

6

Nominal

11.60% 0.70%

 --

Effective

11.94% 0.70%

 --

210-269 7-8

Nominal

11.60% 0.70% --

Effective

11.88% 0.70% --

270-364

9-11

Nominal

11.80% 0.90%

 --

Effective

11.97% 0.90%

 --

365-449

12-14

Nominal

12.00% 1.00%

0.50%

Effective

12.00% 1.00%

0.50%

450-539

15-17

Nominal

12.20% 1.00%

0.50%

Effective

12.02% 1.00%

0.50%

540-569

18

Nominal

12.40% 1.10%

0.50%

Effective

12.04% 1.10%

0.50%

570-629 19-20

Nominal

12.40% 1.10%

0.50%

Effective

11.99% 1.10%

0.50%

630-729

21-23

Nominal

12.60% 1.10%

0.50%

Effective

12.06% 1.10%

0.50%

730 24

Nominal

12.75% 1.15%

0.50%

Effective

12.03% 1.14%

0.50%

Premature withdrawal provision: Minimum term for deposit in Euro is 12 months (365 days)

Note: maximum effective interests are shown

In case of a premature withdrawal, deposit in GEL shall be accrued annual 9% for actual term of deposition, whereas deposit in USD/EUR shall be accrued 0%.

Note:
• Increased interest rate is added to term deposit opened via Video bank, in particular, standard interest rate in GEL +0.25%, standard interest rate in USD +0.20%.

Day

Month

Rate

GEL USD

EUR

90-179

3-5

Nominal

10.90% 0.40% --

Effective

11.46% 0.40% --

180-209

6

Nominal

11.10% 0.60%

 --

Effective

11.68% 0.60%

 --

210-269 7-8

Nominal

11.10% 0.60% --

Effective

11.68% 0.60% --

270-364

9-11

Nominal

11.30% 0.80%

 --

Effective

11.90% 0.80%

 --

365-449

12-14

Nominal

11.50% 0.90%

0.30%

Effective

12.13% 0.90%

0.30%

450-539

15-17

Nominal

11.70%

0.90%

0.30%

Effective

12.35%

0.90%

0.30%

540-569

18

Nominal

11.90%

1.00%

0.30%

Effective

12.57%

1.00%

0.30%

570-629 19-20

Nominal

11.90%

1.00%

0.30%

Effective

12.57%

1.00%

0.30%

630-729

21-23

Nominal

12.10%

1.00%

0.30%

Effective

12.79%

1.00%

0.30%

730 24

Nominal

12.25%

1.05%

0.30%

Effective

12.96%

1.06%

0.30%

Minimum term for deposit in Euro is 12 months (365 days)

Note: maximum effective interests are shown: effective interest is calculated based on 30-day months

Premature withdrawal provision:
In case of a premature withdrawal, deposit in GEL shall be accrued annual 9% for actual term of deposition, whereas deposit in USD/EUR shall be accrued 0% (interest already paid shall be withheld from the principle amount).

Note:
• Increased interest rate is added to term deposit opened via Video bank, in particular, standard interest rate in GEL +0.25%, standard interest rate in USD +0.20%.

  • Deposit is available in three currencies: GEL, USD, EUR
  • High interest yield
  • Differentiated options for yield withdrawal: on a monthly basis or at the end of the term
  • If needed, you may prematurely withdraw deposit or apply for Deposit Secured Loan under preferential terms

Branches and ATMs Online chat Video Bank Exchange rates Calculators