Fill in an Application State Program - Subsidized Mortgage Loan

From September 1, VTB is involved in the state program of mortgage subsidy which aims to help individuals buy or build an apartment/house.

Under the program, in case of purchasing a real estate from either development companies or private individuals, the state will finance maximum 8% loan interest for a period of up to 5 years. The maximum amount of a subsidized mortgage loan is GEL 200,000.

The program is available to large families/ parents of newborns/ single parents/ widows, if at the time of borrowing:

  • Has a child under 1 year of age born after September 1, 2021
  • Has 3 or more underaged children
  • Has an underaged adopted after September 1, 2021.
Currency GEL
Maximum loan amount GEL 200 000
Subsidy term 5 years
Consumer contribution From 0%

The interest rates in GEL shown on the schedule are tied to the refinancing rate of the National Bank of Georgia 

We offer special conditions with our partner developers


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