Back VISA GOLD

Visa Gold is prestigious premium bank card that highlights the respectability and privileged status of the client. The owners of the Gold card are entitled to allowances and privileges at number of sales and service points throughout the world. The comfortability of the card is further enhanced by high limits of cash withdrawal and payments.
The contactless payment technology Visa PayWave allows easily performing transactions at the sales points, just by bringing the card close to the POS terminal

Multicurrency account

GEL,USD, EUR, GBP, RUR

Validity term

2 years

Card issue fee

GEL 0

Card service commission

GEL 150 p.a.

  Purchased separately

GOLD package offer

Opening card account

Free

Free

Monthly commission fee

GEL 1.5

Free

Additional card issue fee

N/A GEL 20
Urgent card issue fee Card issuance fee + GEL 15

Card issuance fee + GEL 15

Card replacement (PIN code forgotten, card damaged or lost) GEL 20 GEL 5
Minimum non-reducible balance on the account GEL 0

GEL 0

Annual accrual on the card account 0%

0%

Accrual on the unsanctioned overdraft 0.1% daily

0.1% daily

Cash withdrawal daily limit
At VTB Bank Unlimited

Unlimited

At ATMs and POS-terminals of other banks

GEL 10 000

GEL 10 000

At trade and service facilities’ POS-terminals and on the internet

GEL 20 000

GEL 20 000

Stop-listing card
Local Free

Free

International USD 50 per week

USD 50 per week

Cash withdrawal commission
At VTB Bank in GEL 0.6%, min. GEL 1

0.2%, min. GEL 1

At VTB Bank in foreign currency 0.6%

0.3%

At partner bank* Partner bank rate +2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125

Partner bank rate +2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125

At other Georgian and foreign banks Other bank rate +2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125

Other bank rate +2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125

At VTB Bank ATM 0.5%, min. GEL/USD/EUR/GBP 0.5, RUR 15 0%
At partner bank ATM* 0.5%, min. GEL/USD/EUR/GBP 0.5, RUR 15 0%
At other bank ATM*** 2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125

2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125

Abroad at VTB Group ATM** 0.5%, min. GEL/USD/EUR/GBP 0.5, RUR 15

0.5%, min. GEL/USD/EUR/GBP 0.5, RUR 15

Non-cash transactions
Sales point payment commission 0%

0%

Internet payment commission 0%

0%

Paying transportation fee on Tbilisi municipality public transport (subway, buses, cable car)

Standard fee + GEL 0.10

Standard fee + GEL 0.10

Transfers from the account
Within the bank 0%

0%

Outside the bank in national currency 0.1%, min GEL 1

0.07%, min GEL 1

Outside the bank in foreign currency 0.2%, min. equivalent of USD 15 in various currencies

0.2%, equivalent of min. USD 15 max. USD 150 in various currencies

Changing PIN GEL 1

GEL 1

PIN recovery

GEL 1

GEL 1

Card delivery to customer by a courier

GEL  10

GEL  10

* TBC Bank, Halyk Bank Georgia, BasisBank, Finca Bank Georgia, Caucasus Development Bank – Georgia
** The rate is valid in the following countries: Russia, Ukraine, Belarus, Kazakhstan, Azerbaijan, Armenia
*** Please, take into account that when using ATMs abroad pay attention to all text boxes displayed on the screen before accepting them. A company disposing of ATM, without VTB (Georgia) knowledge, may offer you to carry out cash withdrawal transaction in different currency, regardless the currency it will provide at the end of transaction. Any loss resulting from confirming offers of aforementioned nature shall not be subject to reimbursement.
We would also like to recommend using ATMs located at bank branches as it will reduce risk of such developments, however it does not guarantee full immunity.

  • Multicurrency account in 5 currencies (GEL, USD, EUR, GBP, RUR)
  • High limits of cash withdrawal and payments
  • Discounts and privileges at sales and service points throughout the world
  • Unlimited possibility of performing transactions at ATM, POS terminal and Internet
  • Possibility of managing funds through the remote channels (internet banking, mobile banking, SMS banking)
  • Possibility of contactless payments
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