Back SAVINGS CARD

Savings card allows you easily amassing money in several currencies simultaneously, receiving high interest and freely managing your savings.

Card type

Mastercard Standard

Deposit currency

GEL, USD, EUR

First minimum deposit

GEL 40 / USD, EUR 20

Deposit term

life-long

Interest accrual

Monthly

Account service fee

GEL 10 annually

Annual interest rate for daily balance

GEL

USD

EUR

6%

1%

0.5%


Effective interest rate

GEL

USD

EUR

6.17%

1%

0.5%

Card issue and service

Card issue fee

Free

Urgent card issue fee

Card issuance fee + GEL 15

Card replacement (PIN code forgotten, card damaged or lost)

GEL 5

Accrual for the unsanctioned overdraft

0.1% daily

Cash withdrawal at ATM

At VTB Bank ATM

0%

At partner bank ATM*

0.5%, min. GEL 0.5

At other bank ATM

2%, min. GEL 6, USD/EUR  3.5

Abroad at VTB Group ATM**

0.5%, min. GEL/USD/EUR  0.5

Cash withdrawal at bank

At VTB Bank

0.2%, min GEL 1

At other banks

2%, min. GEL 6, USD/EUR  3.5

Cash withdrawal daily limits

At ATMs

GEL 2 000

Non-cash transactions

Transfer

0.1%, min. GEL 1 (Only transfer to budget is allowed)

Internet transactions

Not allowed

Transactions at sales and service points

Not allowed

Paying transportation fee on Tbilisi municipality public transport (subway, buses, cable car)

Standard fee + GEL 0.10

Stop-listing the card

Local

Free

International

USD 50 per week

Changing PIN

GEL 1

PIN recovery

GEL 1

* TBC Bank, Halyk Bank Georgia, BasisBank, Finca Bank Georgia, Caucasus Development Bank – Georgia
** Rates are valid at the following countries: Russia, Ukraine, Belarus, Kazakhstan, Azerbaijan, Armenia

  • Ability to save money in several currencies simultaneously (GEL, USD, EUR) 
  • Accrual of high interest
  • Possibility of unlimited additional contributions
  • Possibility of free disposal  of savings (including funds on the card)   
  • Monthly accrual of the interest on deposit account   
  • Ability to convert deposit amount at any time  
Branches and ATMs Online chat Video Bank Exchange rates Calculators