Back POS Loan Card

Use VTB Bank POS loan card and purchase the desirable item outside the bank working hours, without presenting additional documents and within the pre-approved limit.

Annual interest rate


Effective interest rate

From 32.60%

Minimum loan amount

GEL 500

Maximum loan amount

GEL 3,000

Loan term

12 months



Card service

Annual GEL 0

Minimum transaction amount

GEL 100

Overdraft limit term

24 months

Card/loan currency


  • Fast and simple procedure for limit approval
  • Buying items under installment anytime, without any procedures
  • Reusable limit
  • No collateral required
  • Simple repayment schedule
  • Georgian citizenship
  • Age – 20-65 (at the end of loan term)


  • Not required
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