Back Online POS loan

Online POS loan is a fast credit product. Online POS loan can be received for purchasing household goods or various other services, without leaving your house or office, simply by filling online application form. Purchased item will be delivered or picked up at your preferred location.

Annual interest rate

From 0%

Effective interest rate

From 1.62% (if Loan amount is GEL 5,000 ) From 5.43% (if Loan amount is GEL 1,500)

Minimum loan amount

GEL 150

Maximum loan amount

GEL 5,000

Loan term

Up to 24 months


From 0%

Loan service commission

GEL 2 per month

Upfront commission fee

From 0%

Pre-payed fee

From 0%

Loan currency


  • Ability to remotely purchase desired item
  • Time saving
  • Purchased item delivered to preferred location - home or office
  • Decision-making takes maximum 1 hour
  • No income certificate required
  • Select an item at web-sites of VTB partner organisations;
  • Fill out online POS loan application form (you’ll receive an answer by SMS)

Documents necessary to receive the loan:

  • ID


  • Collateral not required


  • In case you fill out the form within the bank working hours, decision will be made within 1 hour from the submission of the application; in case of submission outside the office hours – the next working day.
  • Georgian citizenship
  • Age – 20-65
  • Income – min. GEL 150
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