Back Online Credit

If you are in urgent need for money, 24/7 apply for the fastest loan up to 300 GEL, which will be wired to your account in exactly 5 seconds. 

The product is issued under higher than average interest rate compared to other loans, but it is perfect for urgent financing

Annual interest rate


Effective interest rate

Up to the annual 49.48%

Minimum loan amount

GEL 50

Maximum loan amount

GEL 300

Loan term

30 days (with automatic prolongation)

Loan issuance / prolongation commission


Pre-payed fee


Loan currency


  • Loan available in 5 seconds after the application is submitted;
  • Loan available 24/7
  • Application process does not require visit to the Bank

Documents required: 

  • No documents required


  • No collateral required

For VTB Bank (Georgia) Payroll program participants:

  • Age 20-65 years (including the loan term)
  • Minimum income - 400 GEL
  • Salary deposition for minimum last 3 months

For VTB Bank (Georgia) customers not involved in Payroll program:

  • Age 20-65 years (including the loan term)
  • Current retail credit product (except for Lombard Overdraft and Deposit Secured Loan)
  • Minimum last 4 (four) payments must be made without delinquency record
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