Back Design Card

If you want to be distinguished, we offer you the Visa Classic card of your own design. You can use your selected photo or graphical image

To order the Design Card, visit, upload your photo or select the sample from the catalogue.

Card type

Contactless Visa Classic

Multicurrency account

Multicurrency account

Validity term

2 years

Card service commission

GEL 40 p.a.

Cash withdrawal abroad


Opening account Free
Card service monthly commission GEL 1
Card issue fee Free
Card service annual commission GEL 40
Card replacement (PIN code forgotten, card damaged or lost) GEL 5
Minimum balance on the account Not required
Commission for the unauthorised expenditure 0.1% daily
Cash withdrawal daily limit
At VTB Bank Unlimited

At ATMs and POS-terminals of other banks 

GEL 5000

At trade and service facilities’ POS-terminals and on the internet

GEL 10 000

Cash withdrawal
At VTB Bank  
In GEL 0.6%, min. GEL 1
In foreign currency 0.6%
At partner bank* Partner bank rate + 2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125
At other bank in Georgia/abroad Other bank rate + 2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125
Cash withdrawal at ATM
At VTB Bank ATM 0%
At partner bank ATM* 0%
At other bank ATM in Georgia 2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125
At other bank ATM abroad*** 2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125
At VTB Group ATM abroad** 0.5%, min. GEL/USD/EUR/GBP 0.5, RUR 15
Non-cash transactions
Sales point payment commission 0%
Internet payment commission 0%

Paying transportation fee on Tbilisi municipality public transport (subway, buses, cable car)

Standard fee + GEL 0.10

Transfers from the account
Within the bank 0%
Outside the bank in national currency 0.1%, min. GEL 1
Outside the bank in foreign currency 0.2%, min. equivalent of USD 15 in respective currency
Changing PIN code GEL 1

PIN recovery


Stop-listing the card
Local Free
International USD 50 per week

Card delivery to customer by a courier

GEL  10

* TBC Bank, Halyk Bank Georgia, BasisBank, Finca Bank Georgia, Caucasus Development Bank - Georgia
** Rate is valid in the following countries: Russia, Ukraine, Belarus, Kazakhstan, Azerbaijan, Armenia
*** Please, take into account that when using ATMs abroad pay attention to all text boxes displayed on the screen before accepting them. A company disposing of ATM, without VTB (Georgia) knowledge, may offer you to carry out cash withdrawal transaction in different currency, regardless the currency it will provide at the end of transaction. Any loss resulting from confirming offers of aforementioned nature shall not be subject to reimbursement.
We would also like to recommend using ATMs located at bank branches as it will reduce risk of such developments, however it does not guarantee full immunity.

  • Unic design
  • free cash withdrawal at VTB Bank ATMs
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