Back VISA ELECTRON

Visa Electron is one of the most accessible and safest bank card. It can be used with the minimum limitations at every payment channel, both in Georgia and abroad. The contactless payment technology Visa PayWave allows easily performing transactions at the sales points, just by bringing the card close to the POS terminal

Multicurrency account

GEL,USD, EUR, GBP, RUR

Validity term

2 years

Card issue fee

GEL 0

Card service commission

GEL 20 p.a.

  Purchased separately

STANDARD package offer

Opening card account Free

Free

Monthly commission fee GEL 1.5

Free

Additional card issue fee

N/A GEL 10
Urgent card issue fee Cost of the card + GEL 15

Cost of the card + GEL 15

Card replacement (PIN code forgotten, card damaged or lost) GEL 20

GEL 5

Minimum non-reducible balance on the account GEL 0

GEL 0

Annual accrual on the card account 0%

0%

Accrual on the unsanctioned overdraft 0.1% daily

0.1% daily

Cash withdrawal daily limit
At VTB Bank Unlimited

Unlimited

At ATMs and POS-terminals of other banks

GEL 2000 

GEL 2000 

At trade and service facilities’ POS-terminals and on the internet

GEL 5000

GEL 5000

Stop-listing the card
Local Free

Free

International USD 50 per week

USD 50 per week

Cash withdrawal commission
At VTB Bank in GEL 0.6%, min. GEL 1

0.5%, min. GEL 1

At VTB Bank in foreign currency 0.6%

0.5%

At partner banks* Partner bank rate +2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125

Partner bank rate +2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125

In other Georgian or foreign banks Other bank rate +2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125

Other bank rate +2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125

At VTB Bank ATM 0.5%, min. GEL/USD/EUR/GBP 0.5, RUR 15

0.2%, min. GEL/USD/EUR/GBP 0.5, RUR 15

At partner bank ATM* 0.5%, min. GEL/USD/EUR/GBP 0.5, RUR 15

0.5%, min. GEL/USD/EUR/GBP 0.5, RUR 15

At other bank ATM*** 2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125

2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125

Abroad at VTB Group ATM** 0.5%, min. GEL/USD/EUR/GBP 0.5, RUR 15

0.5%, min. GEL/USD/EUR/GBP 0.5, RUR 15

Non-cash transactions
Sales point payment commission 0%

0%

Internet payment commission 0%

0%

Paying transportation fee on Tbilisi municipality public transport (subway, buses, cable car)

Standard fee + GEL 0.10

Standard fee + GEL 0.10

Transfers from account
Within the bank 0%

0%

Outside the bank in national currency 0.1%, min GEL 1

0.1%, min GEL 1

Outside the bank in foreign currency 0.2%, min. equivalent of USD 15 in various currencies

0.2%, equivalent of min. USD 15 max. USD 500 in various currencies

Changing PIN GEL 1

GEL 1

PIN recovery

GEL 1

GEL 1

Card delivery to customer by a courier

GEL  10

GEL  10

* TBC Bank, Halyk Bank Georgia, BasisBank, Finca Bank Georgia, Caucasus Development Bank – Georgia
** The rate is valid in the following countries: Russia, Ukraine, Belarus, Kazakhstan, Azerbaijan, Armenia
*** Please, take into account that when using ATMs abroad pay attention to all text boxes displayed on the screen before accepting them. A company disposing of ATM, without VTB (Georgia) knowledge, may offer you to carry out cash withdrawal transaction in different currency, regardless the currency it will provide at the end of transaction. Any loss resulting from confirming offers of aforementioned nature shall not be subject to reimbursement.
We would also like to recommend using ATMs located at bank branches as it will reduce risk of such developments, however it does not guarantee full immunity.

  • Low cost
  • Multicurrency account in 5 currencies (GEL, USD, EUR, GBP, RUR)
  • Possibility of performing transactions at ATM, POS terminal and Internet
  • Only authorised transactions can be performed
  • Possibility of managing funds through the remote channels (internet banking, mobile banking, SMS banking)
  • Possibility of contactless payments
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