If you are a customer of VTB Bank, you no longer need to carry a card or wait in line to withdraw money, since now it has been made possible to withdraw money from ATMs with the use ofthe SMS codewithout having a card.
The service can be used to:
The process involves 2 stages:
*The code is valid for 1 hour
Generate SMS code money encashment through any of the following remote channels:
Generating the SMS code via Video Bank:
Generating the SMS code via Internet Bank:
Approach any VTB Bank ATM, type in received code and the amount to withdraw. If details entered correctly, the ATM will give requested money without a card.
Disclose SMS code to any third party and allow them to withdraw cash from an ATM or deposit funds to the desired account via Internet Bank independently.
• To cash funds the recipient of the SMS code is to approach any VTB Bank ATM, type in received code and the amount to withdraw. If details entered correctly, the ATM will give requested money without a card.
• To deposit fundson the VTB Bank account:
SMS Code Money Encashment/ Transfer Service is available for following account types:
Receiving funds via Internet Bank is possible on following account types:
Name / Channel |
Internet Bank | Mobile pay |
Video Bank |
Service fee |
0.5% min. GEL 1 | 0.5% min. GEL 1 |
in accordance with fees respective to used account |
Encashment/ transfer limits |
min. GEL 10 - max. GEL 500 sum, multiple of 10 |
min. GEL 10 - max. GEL 500 sum, multiple of 10 |
min. GEL 20 - max. GEL 2000 |
We keep it simple - VTB Bank (Georgia)