Generate SMS code money encashment through any of the following remote channels:

• Video Bank 
• Internet Bank
• Mobile Pay App

Generating the SMS code via Video Bank:

• Visit website videobank.ge
• Call to the Video Bank and request the SMS code money encashment from the operator
• The code will be delivered to you via SMS for further encashment/transferof money

Generating the SMS code via Internet Bank:

• Visit the website: ivtb.ge and complete the authorization
• Go to the main menu and select „Money Transfer“, then select - „Send“ and tap „SMS Code Money Encashment“
• Indicate the amount to be withdrawn and the account, you wish to withdraw funds from
• The code will be delivered to you via SMS for further encashment/transfer of money

Generating the SMS code via Mobile Pay Application:

• Open app, go to the main menu and select „SMS Code Money Encashment“
• Select „SMS code generation“ and the card, you wish to withdraw funds from
• Indicate the amount and tap „Send“
• SMS code will be shown on your display

Approach any VTB Bank  ATM, type in received code and the amount  to withdraw. If details entered correctly, the ATM will give requested money without a card. 

Disclose SMS code to any third party and allow them to withdraw cash from an ATM or deposit funds to the desired account via Internet Bank independently.
•  To cash funds the recipient of the SMS code is to approach any VTB Bank ATM, type in received code and the amount  to withdraw. If details entered correctly, the ATM will give requested money without a card.
•  To deposit fundson the VTB Bank account:

• The recipient of the SMS code is to visit ivtb.ge and complete the authorization;
• go to the main menu and select  „Money Transfer“, then-„Receive“ and tap „Deposit Money with SMS Code“;
• enter the SMS Code;
• indicate the amount to be deposited;
• select the account he/she wishes to receive the money to.

SMS Code Money Encashment/ Transfer Service is available for following account types:

• Current
• Card (except for savings, POS-credit and credit cards)

Receiving funds via Internet Bank is possible on following account types:

• Current
• Card (except for POS-credit card)