Order Card Online Customer Registration

Register as VTB Bank’s customer via your smartphone or PC and receive VISA Debit as a gift.

You will need: 

  • ID card or passport
  • Take a photo (selfie)
  • Fill in short and simple registration form

After you order your card online, we will deliver VISA Debit to you without any fee, to any address of your choice, by an electric scooter (the most eco-friendly way). 

  • Free cash withdrawal from any ATM in Georgia
  • 3D online security service
  • Apple Pay - e-wallet
  • Free Internet and Mobile banking
  • Free SMS service
  • Simplified credit and instalment approval procedure
  • Bonus points on point-of-sale payments*

*You can use your bonus points to top up your mobile balance, buy an internet package, pay utility bills, or just cash out the accrued bonus amount).

Opening card account Free
Monthly commission fee GEL 1.5

Delivery of the issued card to the customer at the desired address


Cash withdrawal daily limits
At VTB Bank Unlimited

At ATMs and POS-terminals of other banks

GEL 5,000

At trade and service facilities’ POS-terminals and on the internet

GEL 10,000
Cash withdrawal commission
At VTB Bank in GEL 0.2%, min. GEL 1
At VTB Bank in foreign currency 0.5%
At partner bank*** Partner bank rate +2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125
At other Georgian and foreign banks Other bank rate +2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125

Cash withdrawal at ATM  

At Georgian Banks ATMs Free
Abroad at other bank ATM** 2%, min. GEL 6, USD/EUR/GBP 3.5, RUR 125
Abroad at VTB Group ATM* 0.5%, min. GEL/USD/EUR/GBP 0.5, RUR 15
Non-cash transactions
Sales point payment commission 0%
Internet payment commission 0%

Paying transportation fee on Tbilisi municipality public transport (subway, buses, cable car)

Standard fee + GEL 0.10

Transfers from the account
Within the bank 0%
Outside the bank in national currency 0.1%, min GEL 1
Outside the bank in foreign currency 0.2%, equivalent of min. USD 15 max. USD 250 in various currencies
Other terms  
Changing PIN GEL 1

PIN recovery


Card replacement (card damaged or lost)

GEL  10

Minimum non-reducible balance on the account


Annual accrual on the card account


Accrual on the unsanctioned overdraft

0.1% daily

Stop-listing card (local)


Stop-listing card (international)

USD 50 per week

* The rate is valid in the following countries: Russia, Ukraine, Belarus, Kazakhstan, Azerbaijan, Armenia
** Please, take into account that when using ATMs abroad pay attention to all text boxes displayed on the screen before accepting them. A company disposing of ATM, without VTB (Georgia) knowledge, may offer you to carry out cash withdrawal transaction in different currency, regardless the currency it will provide at the end of transaction. Any loss resulting from confirming offers of aforementioned nature shall not be subject to reimbursement.
We would also like to recommend using ATMs located at bank branches as it will reduce risk of such developments, however it does not guarantee full immunity.
*** TBC Bank, Halyk Bank Georgia, BasisBank, Finca Bank Georgia, Caucasus Development Bank – Georgia

Other distance banking products


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